Prism

by Justo
Jan 8, 2020 | 0 Votes | 22 Used | 0 Reviews Your vote
Prism - rate Prism is a bill management tool that will allow you to keep up to date with your bills and even pay them from the app itself. If you are looking for a financial application that will help you track your expenses and keep your affairs in order, then you should check this application.
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Summary Features Terms Trustworthiness Conclusion

Summary


Prism is a bill management tool that will allow you to keep up to date with your bills and even pay them from the app itself. If you are looking for a financial application that will help you track your expenses and keep your affairs in order, then you should check this application.

Features


Prism offers a totally free bills management application that will assist you in getting control over your money. It’s similar to other financial-oriented software in the market, but they specialize in bill management only.

This financial aid tool will show you the bills before you pay them and offers the possibility of taking care of business from inside the app. Most people like to know what they are being billed and Prim allows them to check if everything is in order before proceeding. Through its interface, you can see all of your due bills and manually decide what to do.

You start by linking all of your billers to your Prism account, to this date they support 11 000+ billers in the united states including Netflix, Best Buy, Hulu, Geico, Verizon, capital one, and prime, and the company is adding new ones constantly. Then you add whatever payment method you prefer, such as saving or checking accounts, and credit cards. The app is only available for mobile platforms, but they are working in a desktop application.

Once you got that out of the way, Prism will alert you when a bill becomes available by sending you a notification to your mobile device, so you decide if you want to pay right away or want to schedule a date to debit automatically that payment. The service is free, but if any of your payment methods will add a fee for paying the bill Prism will let you know first.

Prism gets you access to a full landscape of your financial situation showing you all your monthly expenses in one place, so you can see the big picture at the end of the month. In addition, you can add your paydays so have a correlation in what comes in and what goes out. Also, if a bill looks weird, like being too high, it will notify you.

Terms


Prism will not charge any fee, but if a payment method or a biller charges you a fee they are not responsible. You can only pay bills is the U.S. and you have only ten minutes to cancel a payment once it’s made. Also, Prism will not process a payment if it’s beyond their limits or it looks odd, and if a payment is returned, the company will charge you $15.

You are responsible for keeping enough funds in your account to make all configured payments. Prism is not obligated in any way to provide you a monthly statement, as you agreed to check that out in the app. While checking the app, you will find advertisement content from third parties, but they are not responsible for those companies’ behavior.

Trustworthiness


Prism is actually owned by a company called BillGo, which is a giant in the payment solutions game since 2015. Over 1 billion in bills have already been paid through Prism, and BillGo acquisition is only going to improve the service and broaden the biller’s wallet.

Regarding security, you can rest assured because all communications are encrypted, the company will not sell or share any of your information, all sensitive information is protected by a firewall, and you do not store any sensitive data on your phone.

Conclusion


Bill management can be a hassle, but Prism app makes things easy even for the most inexperienced user. If you are looking for a convenient way of tracking your expenses and paying your bills online all in one place, check out their app and see for yourself.

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by Justo Jan 8, 2020
Prism is a bill management tool that will allow you to keep up to date with your bills and even pay them from the app itself. If you are looking for a financial application that will help you track your expenses and keep your affairs in order, then you should check this application.
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