Credibleby Justo Dec 17, 2020 | 0 Votes | 95 Used | 0 Reviews - rate Credible is a free loan and credit comparison platform founded in San Francisco back in 2012 as a way to help users get the best deal when it comes to lending money or getting a mortgage. If you are looking for a simple and safe way to lend money, Credible is for you. Apply Now Similar Sites Used
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Credible is a free loan and credit comparison platform founded in San Francisco back in 2012 as a way to help users get the best deal when it comes to lending money or getting a mortgage. Although the company started as a simple refinancing student loan service provider, it has evolved and expanded its services to private student loans, personal loans, and mortgages, reaching more than 1.2 million users around the world by 2018. If you are looking for a simple and safe way to lend money for college, a house or future family plans, Credible is for you.
Thanks to their services, it’s possible to compare rates, get instant and accurate results, understand and follow jargon-free explanations, and even enjoy it all for free.
Credible follows a simple 3-step process to get the results you want. Regardless of the service you are looking for, simply fill out a form with your information, get a search results’ list of personalized rates, and choose the one that fits the most to your needs.
It’s Refinance Student Loan service grants users to lower their interest rate or reduce their monthly payment without a problem and offers the option to refinance ParentPLUS, federal, and private loans. When it comes to getting Private Student Loans, Credible showcases the best rates for private loans for college, graduate and professional degrees. Besides, Credible’s Private Student Loans to cover your school-certified costs in its entirety and offer flexible repayment methods, including interest-only, deferred, among others.
Credible’s Personal Loans helps you deal with credit cards or other debt and allows you to get loans for home improvement, wedding expenses, vacations, and even planning a new addition to the family. Credible’s Refinancing and Private Mortgage Loans are quick to get, taking you up to 21 days from start to finish and granting you the lowest rates in the market.
When it comes to credit cards, Credible’s inventory is filled with all kinds of cards to help you according to what you need, including cards for rewards, cashback, balance transfer, travel, and even students. Simply submit your credit score and the kind of card you’re looking for and Credible will show you countless options in a heartbeat.
Credible is so confident in the rates they show on their platform that they offer a $200 Best Rate Guarantee on all refinancing student personal loans if you are able to find a better rate on other websites of the same kind. Although some terms apply to be eligible to claim this guarantee, Credible lists all of them on their website for you to check before submitting your claim.
Another term that Credible has is that there are no hidden fees on any of the rates they show. Besides, private student loans have a $0-policy on prepayment penalty, origination, and service fee, making the entire process completely free of charge. However, personal loans feature a 4.99% APR for loans that range from $1K to $100K. Although Credible doesn’t offer any type of discount for closing deals though its platform, their low to non-existent fees are worth the shot.
Without a doubt, Credible has high trustworthiness levels thanks to its 256-bit encryption and SSL protocol technology used to keep your data safe and sound. The company will never share your personal information without asking for permission first.
Credible makes loan and mortgage shopping a lot easier thanks to their no-fee-per-service policy, vetting the best lenders to fit your needs, and leaving your credit score intact. Besides, it’s Client Success customer service team is always available to help you every step of the way with their tips and tricks.
Thanks to its low APR, $0 service fee, great tips, easy-to-use-platform, and wonderfully-packed lenders database, Credible is surely a great option when looking for lots of lending options in one place. Try Credible out and enjoy the pros the platform has to offer.