5 Best Budgeting App You Should Use Article

Credit
Insurance
Investment
Loans
Tax
Other Services
A-Z

Login with Facebook

5 Best Budgeting App You Should Use

Jan 14, 2023 | 0 Votes

by Justo - rate Your vote These are 5 of the biggest mobile and online apps that can help people budgeting and monitoring their expenses for a better financial future. Ways to Finance - 5 Best Budgeting App You Should Use

Ways to Finance - 5 Best Budgeting App You Should Use

2020 took everyone off guard, rocking the worldwide economy after the pandemic. Although many people rose to the wave and were able to increase their income, plenty of others had their finance harshly damaged and started looking for better ways to handle their money. Thankfully, these are 5 of the biggest mobile and online apps that can help people budget and monitor their expenses for a better financial future.

PocketGuard

Mainly focused on helping users make budgets and stick to them by providing a quick view of their finance movements, this free app connects all your bank accounts in one place, including credit, savings, and checking ones. This app catches recurring invoices and income to help you distribute your funds in a better way. PocketGuard comes with automated fund categorization features to make the use of the app seamless and fast; however, users can also customize the categories and even create new ones to make every one of the categories fit their budgets.

Personal Capital

While Personal Capital is more of an investment tool for beginners, it also doubles as a great budgeting app, allowing users to track expenses and monitor all kinds of banking accounts in one single snapshot. Also, it’s possible to customize spending categories and have a quick view of every transaction made while helping users learn about net worth and investment portfolio breakdowns.

Honeydue

Honeydue is one of the biggest budgeting apps for couples, where users can add bank accounts and share all their financial information with their significant other. Although it’s possible to have a quick snapshot of both partners in one place, it’s also possible to customize categories and configure how much information users share with each other. Users can set monthly limits and get notifications when one or the other is about to pass the limits or when an upcoming bill is due.

Mint

Mint is focused on helping users budget and monitor their credits, making life easier once using this app. Users need to connect their bank accounts to enjoy every feature of the app completely free of charge. Mint tracks all your expenses and categorizes them, offering a clean snapshot of every penny and reminding users of upcoming payments and income. In addition, the app notifies users when ATM fees are paid, when they went over the budget on any specific category, and, most importantly, when spotting a suspicious transaction.

You Need a Budget (YNAB)

Although YNAB offers a 34-day free trial, users need to pay $11.99 a month or $84 a year afterward. This app allows users to plan how they will spend every penny they earn by setting specific goals, connecting bank accounts of all types, customizing categories, and even contributing to saving projects. In addition, YNAB comes with plenty of resources for the committed budgeter, as it’s possible to access free workshops, budgeting advice, and user guides.

Once you know what’s your financial goal, whether to save money, learn to invest, or simply make the habit of sticking to a monthly budget, you can choose the best app for your needs. This decision will help you build your wealth and manage the money you already have in a wise way, and using any of the apps listed above will only make this a lot easier.